Wi$eUp Course Overview

Life's main money challenge is to have our money last as long as we do, or longer! And without giving up enjoyment along the way! That's a tall order, but it's not impossible. It starts with awareness. Go there now »

Good, solid financial planning is based on money facts. If financial planning is the roadmap, then money facts are its building blocks. You've heard it said, if you don't know where you're going, any path will do! Building a clear path to your future will involve fact gathering and a little money math. Go there now »

In the chapter on Money Math, you learned how to prepare a Statement of Financial Position (net worth statement) and a Statement of Income and Expense. You learned an easy way to track your spending and started to set your financial goals for the future. Go there now »

It is hard to imagine a world without credit or credit cards. Credit makes our world go round, makes global commerce possible, and presents for consumers a tantalizing array of options never available to their ancestors. Rarely do people, especially the younger generation, have the economic capacity to pay cash for a home. Or even if they do, they opt for mortgage payments because of the tax benefits they receive. Although credit cards have been around for less than half a century, in that time they have transformed the way in which consumers operate. Go there now »

It's harder to save money if you think you can't save, are carrying a heavy debt load, don't know how to begin saving, or haven't thought very much about the positive impact "money in the bank" can have on your overall financial security. Many people feel like there just isn't "enough money" to pay bills, let alone think about saving money for the future. Having money in savings helps to build financial security. Without money set aside for the future, it will be difficult to meet emergencies; pay large, infrequent bills; or build resources for important longer-term goals, like a car, a home, a college education, or retirement. Go there now »

Life is full of risks. Some are larger than others. Risk is the uncertainty that a situation or event will turn out the way we expect it to. You may expect to drive to work everyday and not be involved in a crash. There is risk, however, that you might be involved in a crash. Some of the risks we face in life have financial consequences. This chapter will examine the primary way people manage risks with financial consequences-insurance. Go there now »

Learning how to invest money ranks high on the priority list of many young women. But a lack of knowledge about investing basics combined with an overwhelming smorgasbord of investment options can lead to apprehension and fear about investing. Go there now »

Achieving financial security involves making investments in yourself and planning for the future, something you have been learning to do throughout your enrollment in Wi$eUp. A regularly updated comprehensive financial plan will improve your ability to navigate unexpected developments, achieve personal goals, and maximize opportunities. A comprehensive financial plan should reflect your savvy as a consumer, a parent, and a member of the workforce. A financial plan anchors your aspirations in each of these areas to your financial reality. By reflecting on each of these areas, you can begin to imagine the steps necessary to maintain financial security throughout your lifetime. Go there now »