Financial Planning for Generation X & Y Women
 
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Expert Q&A Archive

03/10/2008
How do you stop credit card junk mail?
Do you know a way to stop the appeals from credit card companies from coming to your home?
Gerri Detweiler:
expert info »
It's easy to stop unwanted credit card mailings. Just go to www.OptOutPrescreen.com or call 1-888-5OPT-OUT.
Sharon P. Hardy, CFE:
expert info »
I really don't know of a way to stop all of the "junk solicitations" that's received in the mail from credit card companies, etc. It is my understanding that it is virtually impossible to stop this annoying practice because different companies sell the mailing list of their customers to such entities. Unfortunately, the only thing that I know to do is to throw such mail in the trash, upon receipt of it.
Amy Perry:
expert info »
Under the Fair Credit Reporting Act, you have the right to stop receiving those pesky Pre-Approved Credit Card offers. You can either go online to www.optoutprescreen.com or call 1-888-5-OPTOUT to do this. This will drastically reduce your junk mail and it helps reduce your risks of Identity Theft.
Elizabeth Goldsmith:
expert info »
The best way to stop unwanted junk mail is to go to the Mail Preference Service Registry of the Direct Marketing Association (dma.choice.org) and click on "Remove my name from those lists." It is free online and is good for 3 years.

Specifically for credit card offers register at optoutprescreen.com or call toll free 8885678688. This service is also free and should keep you off the lists for 5 years.
Michael A. Masiello:
expert info »
I'll assume these are collection letters etc. If you mean unsolicited preapproved card requests, you can opt out of these cards at the following 2 sites: the Direct Marketing Assoc.DMA CHOICE.ORG and OPTOUTPRESCREEN.COM, 888-567-8688. You may have to disclose some info to use it, but it may be worth it.
Connie K. Marmet:
expert info »
While not fool proof, you can go to one of the credit rating agencies (Experian, Equifax, etc.) and ask them not to release your information without your permission.