Friday, November 30th, 2007
Date: Friday, November 30th, 2007
Time: 2:00 PM to 3:00 PM Eastern Time
When shopping for a credit card, how do you determine which card ’s terms and features are best suited for your spending and repayment habits? Do you know how to build and maintain a good credit history? What can you do to improve your credit report and credit score? How do you guard against credit card fraud? What do you do if you are a victim of identity theft? Who can you contact if you need help solving your credit problems?
Listen to three experts talk about consumer credit and answer participants' questions after the presentations.
Audio and Transcripts
About the speakers
Elizabeth E. Gorham, Ph.D., is an Associate Professor and Family Financial Management Specialist in the South Dakota State University Cooperative Extension Service. She works as a financial counselor helping people get out of debt and informing them of wise practices in the use of credit. Dr. Gorham has authored and coauthored numerous publications on credit and money management, and frequently presents lectures and seminars on these topics. She received a B.S. in Home Economics Education from Iowa State University, a M.S. in Household Economics and Management from Utah State University, and a Ph.D. from Oregon State University.
Thomas C. Pritchett, Sr., Certified Public Accountant, Personal Financial Specialist, Certified Financial Planner, is the senior partner of Allen, Pritchett & Bassett, LLP, a CPA firm, which he joined in 1975. He is also the managing partner of APB WealthCare Advisors, LLP, a Registered Investment Advisor and financial planning practice. Licensed by the Georgia State Board of Accountancy to practice in Georgia and by the Financial Industry Regulatory Authority (FINRA) to practice in several states, Mr. Pritchett is a member of the American Institute of CPAs (AICPA), Georgia Society of CPAs, Financial Planning Association, American Society of Pension Professionals and Actuaries, and the Tenancy in Common Association. He received a Bachelor of Business Administration with a major in Accounting from Valdosta State University. Mr. Pritchett is a spokesperson for the AICPA Financial Literacy Commission. The AICPA offers free interactive tools, calculators, and articles addressing every aspect of money management and financial planning at www.360financialliteracy.org.
Quisaira Almanzar Whitney is a staff attorney in the Federal Trade Commission’s Bureau of Consumer Protection in Washington, DC, where she conducts nonpublic investigations into unfair and deceptive trade practices that violate Section 5 of the Federal Trade Commission Act, the Equal Credit Opportunity Act, the Fair Debt Collection Practices Act, and the Truth in Lending Act. She also assists with business and consumer education and other outreach activities. Ms. Whitney previously worked in the FTC’s Division of Marketing Practices. She received a B.A. in Government with a concentration in international relations from Cornell University and a J.D. from New York University School of Law. The Federal Trade Commission offers many consumer publications on credit and loans at www.ftc.gov/bcp/menus/consumer/credit.shtm.